Flood Insurance in Bellaire, TX

At L-Young’s Insurance Agency, we know flood damages are expensive to repair. You may think you’re covered by your homeowner’s insurance policy, but that might not be the case. The cost of facing a flood without flood insurance in Bellaire, TX, can be devastating. Only a few inches of water in your home can damage drywall, flooring, furniture, and electrical systems – costing tens of thousands of dollars in repairs!

Worst of all, typically, your homeowner's policy doesn’t cover any of it. The cost comes out of your pocket, your savings, and your future. Over the past five years, the average paid flood insurance policy claim was about $34,000. So, you cannot rely on federal disaster assistance. Only the president of the United States can declare a federal disaster, and even if the president does so, the aid available has limitations and may not be enough to cover your costs.

It’s Time to Open a Flood Insurance Policy

For your free quote, call our insurance brokerage agency today. Whether you choose to call us or complete the contact form on our website, you can rest easy that we never sell your information. That means you get fast and accurate quotes without any hassle or stress.

Why You Need Boat Insurance

Just like flood insurance protects your house, boat insurance safeguards your yacht. You want to ensure you have the liability coverage to replace or repair the vessel if it gets damaged. As with a house, a boat is a big investment, so it only makes sense to insure on that investment.

This type of insurance also applies to coverage if an accident should occur. This provides medical payments for people who have been injured that include yourself and any passengers on your vessel and those on another boat involved in the accident.

Savings for Insuring Your Yacht

Let us provide you with a wide range of options for coverage. This includes a variety of deductibles, ranging from $250 to $1,000, that directly impact the amount you pay. Deductibles can include hundreds of dollars each for everything from theft to property damage to medical payments.

Then, too, you can save money from various credits:

• Coast Guard-Approved Fire Extinguishers
• Navigation Systems
• Radar Systems
• Completed Safety Courses
• Use of Diesel Engine
• Multi-Policy Discounts

Give us a call to put together a yacht insurance policy that meets your needs. This would be a plan that provides adequate coverage for liability and damage and offers you discounts and other savings from the credits and deductibles.