Get Protection with Customized Auto Insurance in Bellaire, TX
Your vehicle is a necessity, not a luxury. That’s why you have to look after it in every way possible. To ensure coverage for unexpected events and protection for you, you need the confidence which comes from having auto insurance in Bellaire, TX.
L Young’s Insurance Agency has been helping drivers since 1978 with customized insurance coverage that’s affordable and specific. Our goal is to earn your trust by being a company that you know you can rely on. We work with a wide range of carriers to find coverage at competitive rates. Get a free quote, or learn more about the full range of insurance products, such as home, life, and flood, by contacting our office today
Insurance is the Law
Not only is having car insurance a good idea, but it’s also the law. In Texas, you need a basic policy that covers you for liability so you can pay your share in case of an accident. The state minimums include:
- $30,000 per Injured Person per Accident
- $60,000 per Accident
- $25,000 for Property Damage per Accident
These are the minimums required by law, but they may not cover all the expenses incurred in an accident. The other driver may file a lawsuit against you to receive reimbursement of the difference, and that’s why we recommend that you carry more than the minimum coverage required by law.
Insurance Provides a Safeguard
Having complete auto coverage, above that mandated by state law, safeguards you against the risk of car-related damages, loss, or injuries. It protects you and your vehicle, and it also safeguards passengers, other drivers, pedestrians, and property. Under the category of vehicle insurance, we offer property, liability, and medical coverage.
Property -- Auto property coverage pays for vehicle damage in the event of an accident or theft.
Liability -- Auto liability deals with the financial responsibility from accidental injury to people or damage to property.
Medical -- Auto medical coverage pays for the treatment or rehabilitation of accident injuries. It may even pay for lost wages or funeral costs, depending on your coverage.
Saving You Money
Although the Texas Department of Insurance regulates auto insurance premiums, we save you money on coverage by taking into account various factors such as your driving record, where you live, and how you use your vehicle. We use this information to find you the lowest price possible.