Get Protection with Customized Auto Insurance in Bellaire, TX
Spend a few days unable to drive, and you will quickly learn just how much of a necessity your vehicle is to your everyday life. That is why you must look after it in every way possible. When faced with unexpected events, you need to know that you have the coverage necessary to take care of yourself and your vehicle. You need to know you have the right auto insurance in Bellaire, TX.
Since 1978, L Young’s Insurance Agency has been helping drivers find the customized insurance coverage they want at the affordable rate they need. Our goal is to earn your trust by being the company you know you can turn to when accidents happen. By working with a wide range of carriers, we are able to find the specialized coverage you are looking for at a very competitive rate.
Contact our insurance agency to schedule a free quote or learn more about our full range of insurance products, including home, life, and flood.
More Than Just a Good Idea—It’s a Law
Auto insurance is one of the best ways for drivers to protect the investment they’ve made in their vehicle; it is also the law. In Texas, you are required to have a basic policy that covers you for liability so you can pay your share in case of an accident. The state minimums include:
- $30,000 per Injured Person per Accident
- $60,000 per Accident
- $25,000 for Property Damage per Accident
While these are the minimums required by law, they may not cover all expenses incurred in an accident. This can leave you vulnerable to a lawsuit against you to receive reimbursement of the difference. To protect yourself from costly financial burdens, we recommend that you carry more than the bare minimum amount of coverage.
Insurance Provides a Safeguard
When you have complete auto coverage above that mandated by state law, you can better safeguard yourself against the financial repercussions related to car-related damage, loss, or injuries. With the right coverage, you are able to protect not only yourself and your vehicle but also passengers, property, other drivers, and pedestrians. Some of the different types of vehicle insurance we offer include:
Property - Auto property coverage pays for vehicle damage for an accident or theft.
Liability - Auto liability deals with the financial responsibility from accidental injury to people or damage to property.
Medical - Auto medical coverage pays for the treatment or rehabilitation of accident injuries. Depending on your coverage, it may even pay for lost wages or funeral costs.
Ready to Save You Money
The Texas Department of Insurance regulates auto insurance premiums, but that doesn’t mean you can’t still save money. Our agency considers various factors—including your driving record, where you live, and how you use your vehicle—to help you find the lowest prices possible for the coverage you need.
Contact us to get a free car insurance quote to see how much we can save you. We proudly serve clients throughout Houston, Pearland, Sugar Land, and Bellaire, TX, as well as the entire state.