Fax: (281) 779-2240
Address: 6750 West Loop South, Suite 767 Bellaire, TX. 77401

Umbrella Liability

Would you like extra coverage? Consider an umbrella liability. L-Young’s Insurance Agency offers a type of policy that covers a higher limit and goes above and beyond claims directly relating to your home and auto. The main purpose of umbrella insurance is to protect your assets from an unforeseen event, such as a tragic accident in which you are held responsible for damages or bodily injuries.

At our insurance agency, we recommend an umbrella liability policy for anyone with more than $300,000 of assets. It’s important to have more coverage than you have assets. Having as much coverage as you have assets is not a good rule of thumb. So, if you have $1 million in assets and $1 million in coverage, a $2 million judgment will still wipe you out.

The Affordable Cost of Umbrella Insurance

According to the Insurance Information Institute, an umbrella policy with $1 million in coverage costs about $150 to $300 per year. With its high coverage limit, umbrella insurance gives you excellent value for the cost. Find out more by scheduling a consultation and free quote today.

Contact us if you have any questions about umbrella liability coverage. We proudly serve clients throughout Houston, Pearland, Sugar Land, and Bellaire, TX, as well as the entire state.